Medical
The Cigna Open Access Plus (OAP) medical plan gives you the option to seek medical treatment from a contracted medical provider, at negotiated rates, or from an out-of-network provider, at an additional cost. You must pay a copay for select services, with the exception of preventive care, which is covered in full.
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Other services may be subject to the annual deductible and coinsurance. Once you reach the out-of-pocket maximum, the plan will pay 100% for all eligible expenses for the remainder of the plan year. While you can visit any doctor, you’ll save the most money by using in-network providers.
Rx Coverage
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Prescription drug coverage is included in the medical plan. You can access a list of pharmacies through Cigna's website or by calling member services.
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Reminders
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Once you receive your new medical and prescription ID card, don't forget to let your provider know to ensure accurate and timely processing of claims.
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* Benefits for an individual within a family are paid once the individual deductible has been met. In-network and out-of network expenses do not cross accumulate.
** In-network and out-of network expenses do not cross accumulate.
*** You can choose to fill your medications in a 30 or 90-day supply. If you choose to fill a 30-day prescription, it can be filled at any network retail pharmacy or Cigna Home Delivery. If you choose to fill a 90-day prescription, it must be filled at a 90-day network retail pharmacy or Cigna Home Delivery to be covered by the plan.
Supplemental Information: