Medical
The Cigna Open Access Plus (OAP) medical plan gives you the option to seek medical treatment from a contracted medical provider, at negotiated rates, or from an out-of-network provider, at an additional cost. You must pay a copay for select services, with the exception of preventive care, which is covered in full.
Other services may be subject to the annual deductible and coinsurance. Once you reach the out-of-pocket maximum, the plan will pay 100% for all eligible expenses for the remainder of the plan year. While you can visit any doctor, you’ll save the most money by using in-network providers.
Rx Coverage
Prescription drug coverage is included in the medical plan. You can access a list of pharmacies through Cigna's website or by calling member services.
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Reminders
Once you receive your new medical and prescription ID card, don't forget to let your provider know to ensure accurate and timely processing of claims.
* Benefits for an individual within a family are paid once the individual deductible has been met. In-network and out-of network expenses do not cross accumulate.
** In-network and out-of network expenses do not cross accumulate.
*** You can choose to fill your medications in a 30 or 90-day supply. If you choose to fill a 30-day prescription, it can be filled at any network retail pharmacy or Cigna Home Delivery. If you choose to fill a 90-day prescription, it must be filled at a 90-day network retail pharmacy or Cigna Home Delivery to be covered by the plan.
Supplemental Information: